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Legal Disclaimer: Nothing in this website should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under U.S. securities laws to address your particular investment situation. No communication by our employees to you should be deemed as personalized investment advice. Pangea requires developers and projects to meet basic criteria before we bring these opportunities to you. Although we believe developments that meet our criteria are quality projects and we have confidence in their completion and ongoing management, this should not be construed as a guarantee by Pangea. Remember, the value of your real estate purchase and/or the income derived from such real estate can go down as well as up; there are no guarantees that values will rise. While useful for detecting patterns, the past is not a guide to future performance. Any predictions, forecasts and expectations of gains provided by Pangea may not be a reliable indicator of future results. Any potential gains attributable to real estate that are mentioned are gross and do not include taxes, fees or charges. Properties purchased in a foreign currency are also subject to currency fluctuations which may affect the property value, income derived from it, and/or gains. We always recommend strongly that buyers perform their own complete due diligence. We always recommend the use of a qualified legal professional to help with any real estate transaction. We also recommend that buyers purchase title insurance. Should a reader decide to purchase a property from one of the developers, real estate brokers or property owners we work with, Pangea will receive an advertising fee from the developer/broker/property owner. Pangea is not responsible for the management and delivery of hotel accommodation, real estate agent or developer-sponsored real estate tours, during the Gathering. We bring you details of these for informational purposes only. Any liability in connection with them rests with the hotel, developer and/or real estate agent. As with any other overseas trip, we advise that you purchase suitable travel insurance.